What If You Absolutely Positively Could Not Lose - Would You Play the Stock Market?

Seniors on a fixed income are faced with a unique problem. Where do
they invest their savings in order to get a maximum return
investment with limited risk? Some traditional
places like CDs and Treasury Notes are extremely safe,
but the yield is usually very low. Stocks and mutual
Funds while offering the potential for higher yields have
risk factor that most seniors find unacceptable.

What if you knew you could absolutely positively not loose,
Would you invest in the stock market? Imagine if they had
a way that you enjoy the upside potential of being able
market with absolutely no downside risk, you would
are you interested?

Equity Indexed Annuities may be the solution you are
looking. Many insurers now offer
Equity Indexed Annuities. These benefits can
mirror of the profits of the popular indexes such as the
S & P 500 and the Dow Jones Industrial Average, while not
loss of your investment capital.

In simple terms if the stock market goes up your annuity
go up, but if the stock market goes down your
Annuity lose any value. An Equity Indexed Annuity
is not an investment in stocks or mutual funds instead it is a way of insurance, your investments on the profits of the stock mirror without downside risk.

Many popular Equity Indexed Annuities are set using a
monthly tracking method. Once a month the insurance
company will look to determine the stock market index
the profit or loss. If the index rises 2% then they
put a plus 2 on your scorecard. If the index goes
a decrease of 4% then they put a -4 on your scorecard. End
of the year the insurance is your scorecard
the year when it is positive (say 8%) then they would add 8%
to your annuity value however if it is your negative
annuity value would remain the same. If you started the year with
an annuity value of $ 10,000 your annuity would still be worth
$ 10,000. It does not matter if you have a score card
Negative 1%, 10% or 99% you will not lose a penny of your
$ 10,000 starting value.

Each year, your annuity value is put back, with the above
For example if you Annuity started the year with a $ 10,000
Value and your score card shows a plus 8% for your
Annuity would be able to recover up to $ 10,800 and the process
begins again. To sweeten the pot even further much
insurance companies offer Bonus Equity Indexed
Annuities, these vehicles work exactly the same as Equity
Indexed Annuities but the insurance companies will add a
Bonus of up to 10% on your annuity. Insert $ 10,000 to
start in your annuity with a 10% Bonus Annuity the
insurance bill would now make $ 1,000 of your bonus
Equity Indexed Annuity now worth $ 11,000. In addition, you
would receive a 10% bonus for all the resources that you add in the
first 5 years.

With Equity Indexed Annuities popular insurance
Businesses You can have it all. One way to earn huge
Gains from the stock market while completely isolated
from any downside risk and a bonus of up to 10% of all the money added in the first 5 years.

Mike Makler is a licensed Life Insurance Agent Based in St. Louis Missouri. For more info call Mike at 314 398-5547 or visit Mike's homepage